Cambridge · GBP · high cost city

Cost of living in Cambridge is your salary enough?

Cambridge rents average £1,500/month, sustained by university, biotech, and tech-cluster demand. Cambridge earners in the tech and life-sciences sector can meet savings benchmarks, but general mid-income workers face a squeeze.

Rent in Cambridge

Budget£1,100 – £1,350/mo
Typical£1,500 – £1,700/mo
Premium£2,000+/mo

Other monthly costs

Food, transport, bills, going out~£1,200/mo
Total typical monthly spend~£2,700/mo

How different incomes stack up

At typical Cambridge costs (£1,500 rent)

£25,000 – £35,000→ saving -38.5%
Critical
£35,000 – £50,000→ saving 2.3%
Falling Behind
£50,000 – £70,000→ saving 21.7%
On Track

See your personal verdict for Cambridge

Country
£42,500
£10,000£155,000£300,000+
£1,500/mo
£0£4,000£8,000+

Food, transport, subscriptions, going out — everything except rent

£1,400/mo
£0£3,000£6,000+

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Cost figures are estimates based on reported median rents and typical spending patterns. Savings benchmarks from ONS Living Costs & Food Survey FYE2024. Figures in GBP.

Frequently asked questions — Living in Cambridge

How much does it cost to live in Cambridge?+

Core monthly costs in Cambridge run about £2,700 — roughly £1,500 for rent and £1,200 for other living expenses (food, transport, utilities, basics). Cambridge rents average £1,500/month, sustained by university, biotech, and tech-cluster demand.

What is the median rent in Cambridge?+

The median rent in Cambridge is around £1,500 per month. Cambridge is classified as a high cost cost-of-living city in United Kingdom.

What salary do you need to live comfortably in Cambridge?+

Using the 70%-rule (core costs ≤ 70% of gross), you need roughly £46,286 per year before tax to live comfortably in Cambridge. That leaves room to hit the 16% savings benchmark for United Kingdom.

Is Cambridge expensive compared to the rest of United Kingdom?+

Cambridge sits in the high cost tier within United Kingdom. Cambridge earners in the tech and life-sciences sector can meet savings benchmarks, but general mid-income workers face a squeeze.

How much of your income should rent take in Cambridge?+

The standard rule is no more than 30% of gross income on rent. At £1,500/month in Cambridge, that means a gross income of at least £60,000 per year to stay under the 30% threshold.

Can you still save money living in Cambridge?+

Yes — the United Kingdom benchmark for mid-income earners is 16% of gross income. In a high cost city like Cambridge, hitting that rate is tighter but achievable with disciplined budgeting.