Savings rate in Amsterdam — are you on track?
Amsterdam is a very high cost city. Amsterdam median private rent is €1,800/month; the protected social housing sector insulates long-term residents. New entrants to Amsterdam face private market rents that significantly compress savings potential at mid-income levels.
Median rent
€1,800/mo
Amsterdam 2022
Typical other costs
€1,300/mo
excl. housing
Savings benchmark
10–18%
mid-income EUR
Pre-set for Amsterdam — adjust to your situation
What a good savings rate looks like in Amsterdam
Using data from CBS Household Budget Survey 2022, people at mid-range incomes in Netherlands typically save between 10–18% of gross income. In a very high cost city like Amsterdam, housing costs can compress that meaningfully — especially for renters.
Source: CBS Household Budget Survey 2022. Benchmarks shown for mid-income earners in Netherlands.
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