Bordeaux · EUR · moderate cost city

Savings rate in Bordeaux are you on track?

Bordeaux is a moderate cost city. Bordeaux median rent is €850/month, below both Paris and Lyon for a comparable lifestyle. Bordeaux professionals at mid-income levels can typically exceed France's national savings benchmark.

Median rent

€850/mo

Bordeaux 2022

Typical other costs

€900/mo

excl. housing

Savings benchmark

10–18%

mid-income EUR

Monthly budget snapshot — Bordeaux

Median rent
€850
/mo
Other costs
€900
/mo
Total baseline
€1,750
/mo

Pre-set for Bordeaux — adjust to your situation

Country
€38,500
€8,000€139,000€270,000+
€850/mo
€0€4,000€8,000+

Food, transport, subscriptions, going out — everything except rent

€1,300/mo
€0€2,850€5,700+

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What a good savings rate looks like in Bordeaux

Using data from INSEE Budget de Famille 2022, people at mid-range incomes in France typically save between 10–18% of gross income. In a moderate cost city like Bordeaux, housing costs can compress that meaningfully — especially for renters.

Minimum
10%
floor — not building
Expected
14%
benchmark
Strong
24%
top tier

Source: INSEE Budget de Famille 2022. Benchmarks shown for mid-income earners in France.

Frequently asked questions — Bordeaux

What savings rate is considered good in Bordeaux?+

In Bordeaux, a savings rate of 14% of gross income is the expected benchmark for mid-income earners in France. A rate below 10% is considered a minimum floor — anything less means you are not building meaningful financial resilience. Reaching 24% or above puts you in a strong position relative to others at your income level.

How much does rent cost in Bordeaux?+

The median rent in Bordeaux is around €850 per month. Bordeaux median rent is €850/month, below both Paris and Lyon for a comparable lifestyle. This makes rent one of the biggest factors in your ability to save — especially for renters, who typically face higher housing cost burdens than homeowners with fixed mortgages.

What does a typical monthly budget look like in Bordeaux?+

A typical budget in Bordeaux includes approximately €850/month for rent and €900/month for other living expenses, for a combined €1,750/month in core costs. Bordeaux professionals at mid-income levels can typically exceed France's national savings benchmark. Any income above this baseline is what is available for saving or investing.

Can you build wealth while living in Bordeaux?+

Yes — but it requires a savings rate in the 10–18% range to match the benchmark for France. Bordeaux is a moderate cost city, so housing and living costs are moderate, giving more room to hit the savings benchmark. Bordeaux professionals at mid-income levels can typically exceed France's national savings benchmark.

How is the savings benchmark in Bordeaux calculated?+

The benchmark is derived from INSEE Budget de Famille 2022, the official national household expenditure survey for France. Savings rates are calculated by income band — so the expected rate adjusts based on what you earn, not a single national average. This makes the benchmark more relevant to your actual financial position in Bordeaux.