Dublin · EUR · very high cost city

Savings rate in Dublin are you on track?

Dublin is a very high cost city. Dublin median rent exceeded €2,000/month in 2023, the second-highest monthly rent in the EU. Dublin renters face the country's most compressed income-to-rent ratio; mid-income earners typically fall below benchmark.

Median rent

€2,100/mo

Dublin 2023

Typical other costs

€1,550/mo

excl. housing

Savings benchmark

9–20%

mid-income EUR

Pre-set for Dublin — adjust to your situation

Country
€53,500
€15,000€195,000€375,000+
€2,100/mo
€0€4,000€8,000+

Food, transport, subscriptions, going out — everything except rent

€1,550/mo
€0€3,250€6,500+

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What a good savings rate looks like in Dublin

Using data from CSO Household Budget Survey 2022/23, people at mid-range incomes in Ireland typically save between 9–20% of gross income. In a very high cost city like Dublin, housing costs can compress that meaningfully — especially for renters.

Minimum
9%
floor — not building
Expected
14%
benchmark
Strong
27%
top tier

Source: CSO Household Budget Survey 2022/23. Benchmarks shown for mid-income earners in Ireland.