Lisbon · EUR · high cost city

Savings rate in Lisbon are you on track?

Lisbon is a high cost city. Lisbon median rent reached €1,200/month in 2024, up over 60% in five years driven by tourism and remote worker demand. Lisbon earners face a growing affordability squeeze — rising rents against a relatively low local wage base compress savings rates.

Median rent

€1,200/mo

Lisbon 2023

Typical other costs

€900/mo

excl. housing

Savings benchmark

5–14%

mid-income EUR

Pre-set for Lisbon — adjust to your situation

Country
€22,000
€8,000€79,000€150,000+
€1,200/mo
€0€2,000€4,000+

Food, transport, subscriptions, going out — everything except rent

€900/mo
€0€1,750€3,500+

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What a good savings rate looks like in Lisbon

Using data from INE Portugal HBS 2022/23, people at mid-range incomes in Portugal typically save between 5–14% of gross income. In a high cost city like Lisbon, housing costs can compress that meaningfully — especially for renters.

Minimum
5%
floor — not building
Expected
9%
benchmark
Strong
20%
top tier

Source: INE Portugal HBS 2022/23. Benchmarks shown for mid-income earners in Portugal.