Milan · EUR · high cost city

Savings rate in Milan are you on track?

Milan is a high cost city. Milan median rent is around €1,600/month for a 1-bed, the highest in Italy and increasingly competitive with northern European cities. Milan is Italy's highest-income city, but rising rents have eroded the savings advantage for mid-income earners.

Median rent

€1,600/mo

Milan 2022

Typical other costs

€1,300/mo

excl. housing

Savings benchmark

4–13%

mid-income EUR

Pre-set for Milan — adjust to your situation

Country
€28,000
€8,000€104,000€200,000+
€1,600/mo
€0€2,500€5,000+

Food, transport, subscriptions, going out — everything except rent

€1,100/mo
€0€2,250€4,500+

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What a good savings rate looks like in Milan

Using data from Istat HBS 2022, people at mid-range incomes in Italy typically save between 4–13% of gross income. In a high cost city like Milan, housing costs can compress that meaningfully — especially for renters.

Minimum
4%
floor — not building
Expected
8%
benchmark
Strong
20%
top tier

Source: Istat HBS 2022. Benchmarks shown for mid-income earners in Italy.