Seattle · USD · very high cost city

Savings rate in Seattle are you on track?

Seattle is a very high cost city. Seattle median rent hit $2,200 in 2023; proximity to major tech employers drives sustained housing demand. Seattle workers benefit from Washington state's lack of income tax, improving effective savings rates vs. gross income benchmarks.

Median rent

$2,200/mo

Seattle 2023

Typical other costs

$2,000/mo

excl. housing

Savings benchmark

7–20%

mid-income USD

Pre-set for Seattle — adjust to your situation

Country
$65,000
$20,000$235,000$450,000+
$2,200/mo
$0$4,000$8,000+

Food, transport, subscriptions, going out — everything except rent

$1,750/mo
$0$3,750$7,500+

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What a good savings rate looks like in Seattle

Using data from BLS Consumer Expenditure Survey 2023, people at mid-range incomes in United States typically save between 7–20% of gross income. In a very high cost city like Seattle, housing costs can compress that meaningfully — especially for renters.

Minimum
7%
floor — not building
Expected
12%
benchmark
Strong
26%
top tier

Source: BLS Consumer Expenditure Survey 2023. Benchmarks shown for mid-income earners in United States.