Stockholm · SEK · high cost city

Savings rate in Stockholm are you on track?

Stockholm is a high cost city. Stockholm median private rent is 9,500 kr/month; the rent-controlled sector has multi-year waiting lists. Stockholm earners benefit from Sweden's strong savings culture and pension system, though private rental costs are rising.

Median rent

9,500 kr/mo

Stockholm 2022

Typical other costs

10,500 kr/mo

excl. housing

Savings benchmark

10–19%

mid-income SEK

Pre-set for Stockholm — adjust to your situation

Country
525,000kr
150,000kr1,950,000kr3,750,000+kr
9,500kr/mo
0kr12,500kr25,000+kr

Food, transport, subscriptions, going out — everything except rent

10,500kr/mo
0kr22,500kr45,000+kr

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What a good savings rate looks like in Stockholm

Using data from SCB Household Finances Survey 2022, people at mid-range incomes in Sweden typically save between 10–19% of gross income. In a high cost city like Stockholm, housing costs can compress that meaningfully — especially for renters.

Minimum
10%
floor — not building
Expected
14%
benchmark
Strong
25%
top tier

Source: SCB Household Finances Survey 2022. Benchmarks shown for mid-income earners in Sweden.