Valencia · EUR · moderate cost city

Savings rate in Valencia are you on track?

Valencia is a moderate cost city. Valencia rents average €900/month, rising due to digital-nomad and expat demand but still well below Madrid. Valencia's combination of low costs and growing tech-sector employment makes it increasingly attractive for savings-focused earners.

Median rent

€900/mo

Valencia 2022

Typical other costs

€950/mo

excl. housing

Savings benchmark

6–14%

mid-income EUR

Pre-set for Valencia — adjust to your situation

Country
€32,500
€8,000€124,000€240,000+
€900/mo
€0€4,000€8,000+

Food, transport, subscriptions, going out — everything except rent

€1,200/mo
€0€2,650€5,300+

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What a good savings rate looks like in Valencia

Using data from INE Encuesta de Presupuestos Familiares 2022, people at mid-range incomes in Spain typically save between 6–14% of gross income. In a moderate cost city like Valencia, housing costs can compress that meaningfully — especially for renters.

Minimum
6%
floor — not building
Expected
10%
benchmark
Strong
20%
top tier

Source: INE Encuesta de Presupuestos Familiares 2022. Benchmarks shown for mid-income earners in Spain.