Zurich · CHF · very high cost city

Savings rate in Zurich are you on track?

Zurich is a very high cost city. Zurich median rent is around CHF 2,500/month for a 1-bed, making it one of Europe's most expensive rental markets. Zurich's very high salaries enable strong savings despite high costs — mid-income earners often outpace European peers.

Median rent

CHF2,500/mo

Zurich 2022

Typical other costs

CHF2,200/mo

excl. housing

Savings benchmark

12–24%

mid-income CHF

Pre-set for Zurich — adjust to your situation

Country
CHF95,000
CHF30,000CHF315,000CHF600,000+
CHF2,500/mo
CHF0CHF5,000CHF10,000+

Food, transport, subscriptions, going out — everything except rent

CHF2,000/mo
CHF0CHF4,000CHF8,000+

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What a good savings rate looks like in Zurich

Using data from Swiss Federal Statistical Office HABE 2022, people at mid-range incomes in Switzerland typically save between 12–24% of gross income. In a very high cost city like Zurich, housing costs can compress that meaningfully — especially for renters.

Minimum
12%
floor — not building
Expected
18%
benchmark
Strong
31%
top tier

Source: Swiss Federal Statistical Office HABE 2022. Benchmarks shown for mid-income earners in Switzerland.