Bilbao · EUR · moderate cost city

Savings rate in Bilbao are you on track?

Bilbao is a moderate cost city. Bilbao rents average €900/month; the Basque Country's strong industrial base supports above-average Spanish incomes. Bilbao earners benefit from Spain's highest regional wages alongside moderate costs — a good environment for hitting savings benchmarks.

Median rent

€900/mo

Bilbao 2022

Typical other costs

€950/mo

excl. housing

Savings benchmark

6–14%

mid-income EUR

Pre-set for Bilbao — adjust to your situation

Country
€32,500
€8,000€124,000€240,000+
€900/mo
€0€4,000€8,000+

Food, transport, subscriptions, going out — everything except rent

€1,200/mo
€0€2,650€5,300+

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What a good savings rate looks like in Bilbao

Using data from INE Encuesta de Presupuestos Familiares 2022, people at mid-range incomes in Spain typically save between 6–14% of gross income. In a moderate cost city like Bilbao, housing costs can compress that meaningfully — especially for renters.

Minimum
6%
floor — not building
Expected
10%
benchmark
Strong
20%
top tier

Source: INE Encuesta de Presupuestos Familiares 2022. Benchmarks shown for mid-income earners in Spain.