How much does it cost to live in Auckland?

Typical monthly costs in Auckland are approximately NZ$2,400 in rent and NZ$2,200 in other expenses, totalling around NZ$4,600/month.

How much should I save in Auckland?

Based on Stats NZ Household Economic Survey 2023, people at mid-range incomes in New Zealand typically save 12–20% of gross income. In a very high cost city like Auckland, housing costs can reduce this, particularly for renters.

Auckland · NZD · very high cost city

Cost of living in Auckland — is your salary enough?

Auckland median rent reached NZ$2,400/month in 2023, reflecting a severe long-term housing supply deficit. Auckland's housing crisis means mid-income earners consistently struggle to meet New Zealand's savings benchmarks.

Rent in Auckland

BudgetNZ$1,800 – NZ$2,150/mo

TypicalNZ$2,400 – NZ$2,750/mo

PremiumNZ$3,100+/mo

Other monthly costs

Food, transport, bills, going out~NZ$2,200/mo

Total typical monthly spend~NZ$4,600/mo

How different incomes stack up

At typical Auckland costs (NZ$2,400 rent)

NZ$40,000 – NZ$58,000→ saving -42.6%

Critical

NZ$58,000 – NZ$80,000→ saving -1.3%

Critical

NZ$80,000 – NZ$110,000→ saving 22.5%

Ahead

See your personal verdict for Auckland

Country

Annual income (gross)NZ$69,000

NZ$15,000NZ$232,500NZ$450,000+

Monthly rent or mortgageNZ$2,400/mo

NZ$0NZ$4,000NZ$8,000+

Other monthly expenses

Food, transport, subscriptions, going out — everything except rent

NZ$2,100/mo

NZ$0NZ$4,500NZ$9,000+

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Cost figures are estimates based on reported median rents and typical spending patterns. Savings benchmarks from Stats NZ Household Economic Survey 2023. Figures in NZD.

Check your savings rate in Auckland →

Compare nearby cities

Wellington Sydney Brisbane

Also in the Verdict suite

SalaryVerdict — Is your Auckland salary competitive?SpendVerdict — Is your Auckland rent too high?