🇩🇪 Germany · EUR · 2023 data
Savings rate benchmarks in Germany — are you on track?
Based on Destatis EVS 2023, here is what people at each income level in Germany typically save — and how your city affects that benchmark.
Expected savings rate by income — Germany
| Income range | Expected savings rate |
|---|---|
| €15,000 – €25,000 | 6% |
| €25,000 – €35,000 | 11% |
| €35,000 – €50,000 | 15% |
| €50,000 – €70,000 | 19% |
| €70,000 – €100,000 | 25% |
| €100,000 – €150,000 | 31% |
| €150,000+ | 38% |
Source: Destatis EVS 2023. Rates represent gross income saved before tax. Coverage varies by income band.
Check your savings rate — pre-set for Germany
Cities in Germany
Select a city to see how local rent and costs affect your savings benchmark.
Berlin
moderate cost city
Median rent
€1,050/mo
Munich
very high cost city
Median rent
€1,900/mo
Hamburg
high cost city
Median rent
€1,400/mo
Frankfurt
high cost city
Median rent
€1,600/mo
Cologne
high cost city
Median rent
€1,300/mo
Stuttgart
high cost city
Median rent
€1,400/mo
Düsseldorf
high cost city
Median rent
€1,300/mo
Browse by income bracket
See savings benchmarks for a specific income level across Germany's major cities.