🇳🇿 New Zealand · NZD · 2023 data
Savings rate benchmarks in New Zealand — are you on track?
Based on Stats NZ Household Economic Survey 2023, here is what people at each income level in New Zealand typically save — and how your city affects that benchmark.
Expected savings rate by income — New Zealand
| Income range | Expected savings rate |
|---|---|
| NZ$25,000 – NZ$40,000 | 2% |
| NZ$40,000 – NZ$58,000 | 5% |
| NZ$58,000 – NZ$80,000 | 9% |
| NZ$80,000 – NZ$110,000 | 14% |
| NZ$110,000 – NZ$155,000 | 20% |
| NZ$155,000 – NZ$220,000 | 26% |
| NZ$220,000+ | 33% |
Source: Stats NZ Household Economic Survey 2023. Rates represent gross income saved before tax. Coverage varies by income band.
Check your savings rate — pre-set for New Zealand
Cities in New Zealand
Select a city to see how local rent and costs affect your savings benchmark.
Browse by income bracket
See savings benchmarks for a specific income level across New Zealand's major cities.