Adelaide · AUD · moderate cost city

Savings rate in Adelaide are you on track?

Adelaide is a moderate cost city. Adelaide rents average A$1,700/month — the most affordable of Australia's five mainland capitals. Adelaide's lower housing costs and strong manufacturing and defence-sector incomes support solid mid-income savings.

Median rent

A$1,700/mo

Adelaide 2023

Typical other costs

A$1,900/mo

excl. housing

Savings benchmark

4–13%

mid-income AUD

Pre-set for Adelaide — adjust to your situation

Country
A$82,500
A$20,000A$310,000A$600,000+
A$1,700/mo
A$0A$4,000A$8,000+

Food, transport, subscriptions, going out — everything except rent

A$2,100/mo
A$0A$4,500A$9,000+

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What a good savings rate looks like in Adelaide

Using data from ABS Household Expenditure Survey 2022/23, people at mid-range incomes in Australia typically save between 4–13% of gross income. In a moderate cost city like Adelaide, housing costs can compress that meaningfully — especially for renters.

Minimum
4%
floor — not building
Expected
8%
benchmark
Strong
19%
top tier

Source: ABS Household Expenditure Survey 2022/23. Benchmarks shown for mid-income earners in Australia.