Galway · EUR · high cost city

Savings rate in Galway are you on track?

Galway is a high cost city. Galway rents average €1,400/month, elevated by university demand and limited housing supply in the compact city. Galway earners face a tight income-to-cost ratio for its size; the pharma and tech sectors support incomes but housing remains constrained.

Median rent

€1,400/mo

Galway 2023

Typical other costs

€1,200/mo

excl. housing

Savings benchmark

9–20%

mid-income EUR

Pre-set for Galway — adjust to your situation

Country
€53,500
€15,000€195,000€375,000+
€1,400/mo
€0€4,000€8,000+

Food, transport, subscriptions, going out — everything except rent

€1,550/mo
€0€3,250€6,500+

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What a good savings rate looks like in Galway

Using data from CSO Household Budget Survey 2022/23, people at mid-range incomes in Ireland typically save between 9–20% of gross income. In a high cost city like Galway, housing costs can compress that meaningfully — especially for renters.

Minimum
9%
floor — not building
Expected
14%
benchmark
Strong
27%
top tier

Source: CSO Household Budget Survey 2022/23. Benchmarks shown for mid-income earners in Ireland.