Savings rate in Houston — are you on track?
Houston is a moderate cost city. Houston median rent is approximately $1,400/month, one of the lowest among major US metros. Houston's no-income-tax environment and low housing costs make it one of the best US cities for mid-income savings.
Median rent
$1,400/mo
Houston 2023
Typical other costs
$1,600/mo
excl. housing
Savings benchmark
7–20%
mid-income USD
Pre-set for Houston — adjust to your situation
What a good savings rate looks like in Houston
Using data from BLS Consumer Expenditure Survey 2023, people at mid-range incomes in United States typically save between 7–20% of gross income. In a moderate cost city like Houston, housing costs can compress that meaningfully — especially for renters.
Source: BLS Consumer Expenditure Survey 2023. Benchmarks shown for mid-income earners in United States.
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