Malmö · SEK · moderate cost city

Savings rate in Malmö — are you on track?

Malmö is a moderate cost city. Malmö private rents average 8,000 kr/month; cross-border proximity to Copenhagen makes it attractive for commuters. Malmö earners benefit from lower housing costs than Stockholm; mid-income savings benchmarks are typically achievable.

Median rent

8,000 kr/mo

Malmö 2022

Typical other costs

9,000 kr/mo

excl. housing

Savings benchmark

10–19%

mid-income SEK

Pre-set for Malmö — adjust to your situation

Country
525,000kr
150,000kr1,950,000kr3,750,000+kr
8,000kr/mo
0kr12,500kr25,000+kr

Food, transport, subscriptions, going out — everything except rent

10,500kr/mo
0kr22,500kr45,000+kr

No signup required. Results are instant and private.

What a good savings rate looks like in Malmö

Using data from SCB Household Finances Survey 2022, people at mid-range incomes in Sweden typically save between 10–19% of gross income. In a moderate cost city like Malmö, housing costs can compress that meaningfully — especially for renters.

Minimum
10%
floor — not building
Expected
14%
benchmark
Strong
25%
top tier

Source: SCB Household Finances Survey 2022. Benchmarks shown for mid-income earners in Sweden.

See full cost breakdown for Malmö →

Compare nearby cities

StockholmGothenburgBerlin

Also in the Verdict suite

SalaryVerdict — Is your Malmö salary competitive?SpendVerdict — Is your Malmö rent too high?