Paris · EUR · very high cost city

Savings rate in Paris are you on track?

Paris is a very high cost city. Paris median rent is €1,400/month, disproportionately high relative to Paris-wide incomes. Parisian renters face the country's worst income-to-rent ratio; mid-income earners often fall below France's 17% savings benchmark.

Median rent

€1,400/mo

Paris 2022

Typical other costs

€1,200/mo

excl. housing

Savings benchmark

10–18%

mid-income EUR

Pre-set for Paris — adjust to your situation

Country
€38,500
€8,000€139,000€270,000+
€1,400/mo
€0€4,000€8,000+

Food, transport, subscriptions, going out — everything except rent

€1,300/mo
€0€2,850€5,700+

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What a good savings rate looks like in Paris

Using data from INSEE Budget de Famille 2022, people at mid-range incomes in France typically save between 10–18% of gross income. In a very high cost city like Paris, housing costs can compress that meaningfully — especially for renters.

Minimum
10%
floor — not building
Expected
14%
benchmark
Strong
24%
top tier

Source: INSEE Budget de Famille 2022. Benchmarks shown for mid-income earners in France.