Rotterdam · EUR · high cost city

Savings rate in Rotterdam are you on track?

Rotterdam is a high cost city. Rotterdam rents average €1,200/month, offering materially better affordability than Amsterdam. Rotterdam earners can typically meet the Dutch savings benchmark more easily than their Amsterdam counterparts.

Median rent

€1,200/mo

Rotterdam 2022

Typical other costs

€1,100/mo

excl. housing

Savings benchmark

10–18%

mid-income EUR

Pre-set for Rotterdam — adjust to your situation

Country
€44,500
€10,000€155,000€300,000+
€1,200/mo
€0€4,000€8,000+

Food, transport, subscriptions, going out — everything except rent

€1,450/mo
€0€3,150€6,300+

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What a good savings rate looks like in Rotterdam

Using data from CBS Household Budget Survey 2022, people at mid-range incomes in Netherlands typically save between 10–18% of gross income. In a high cost city like Rotterdam, housing costs can compress that meaningfully — especially for renters.

Minimum
10%
floor — not building
Expected
14%
benchmark
Strong
24%
top tier

Source: CBS Household Budget Survey 2022. Benchmarks shown for mid-income earners in Netherlands.