Savings rate in San Diego — are you on track?
San Diego is a very high cost city. San Diego median rent reached $2,800/month in 2023, reflecting sustained demand from defence, biotech, and tourism sectors. San Diego earners face Bay Area-level housing costs without commensurate tech-sector salaries for most workers.
Median rent
$2,800/mo
San Diego 2023
Typical other costs
$2,200/mo
excl. housing
Savings benchmark
7–20%
mid-income USD
Pre-set for San Diego — adjust to your situation
What a good savings rate looks like in San Diego
Using data from BLS Consumer Expenditure Survey 2023, people at mid-range incomes in United States typically save between 7–20% of gross income. In a very high cost city like San Diego, housing costs can compress that meaningfully — especially for renters.
Source: BLS Consumer Expenditure Survey 2023. Benchmarks shown for mid-income earners in United States.
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