Savings rate in Wellington — are you on track?
Wellington is a high cost city. Wellington median rent is NZ$1,900/month, lower than Auckland but high relative to the public-sector-heavy income profile. Wellington earners face moderate savings pressure; the public-sector income base makes benchmark achievement challenging.
Median rent
NZ$1,900/mo
Wellington 2023
Typical other costs
NZ$1,900/mo
excl. housing
Savings benchmark
5–14%
mid-income NZD
Pre-set for Wellington — adjust to your situation
What a good savings rate looks like in Wellington
Using data from Stats NZ Household Economic Survey 2023, people at mid-range incomes in New Zealand typically save between 5–14% of gross income. In a high cost city like Wellington, housing costs can compress that meaningfully — especially for renters.
Source: Stats NZ Household Economic Survey 2023. Benchmarks shown for mid-income earners in New Zealand.
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