Dublin · €20,000 – €32,000 · very high cost city

Savings rate in Dublin on €20,000 – €32,000 are you on track?

Earning €20,000 – €32,000 in Dublin? Based on CSO Household Budget Survey 2022/23, people at this income level in Ireland typically save around 4% of gross income. Enter your actual costs below to see how you compare.

Compare income brackets:26k38k53k73k102k145k220k

Pre-set for Dublin · €20,000 – €32,000 — adjust to your situation

Country
€26,000
€15,000€195,000€375,000+
€2,100/mo
€0€4,000€8,000+

Food, transport, subscriptions, going out — everything except rent

€1,550/mo
€0€3,250€6,500+

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What 4% savings means in Dublin

Using CSO Household Budget Survey 2022/23, people earning €20,000 – €32,000 in Ireland save around 4% of gross income on average. In Dublin — a very high cost city — housing costs typically run 9–20% of income, which can significantly compress savings even at this income level.

Minimum
9%
floor — not building
Expected
14%
mid-income benchmark
Strong
27%
top tier

Source: CSO Household Budget Survey 2022/23. Benchmarks shown for mid-income earners in Ireland.