Hamburg · €15,000 – €25,000 · high cost city

Savings rate in Hamburg on €15,000 – €25,000 are you on track?

Earning €15,000 – €25,000 in Hamburg? Based on Destatis EVS 2023, people at this income level in Germany typically save around 6% of gross income. Enter your actual costs below to see how you compare.

Compare income brackets:20k30k42k60k85k125k190k

Pre-set for Hamburg · €15,000 – €25,000 — adjust to your situation

Country
€20,000
€10,000€155,000€300,000+
€1,400/mo
€0€4,000€8,000+

Food, transport, subscriptions, going out — everything except rent

€1,400/mo
€0€3,000€6,000+

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What 6% savings means in Hamburg

Using Destatis EVS 2023, people earning €15,000 – €25,000 in Germany save around 6% of gross income on average. In Hamburg — a high cost city — housing costs typically run 11–19% of income, which puts real pressure on savings at lower income bands.

Minimum
11%
floor — not building
Expected
15%
mid-income benchmark
Strong
25%
top tier

Source: Destatis EVS 2023. Benchmarks shown for mid-income earners in Germany.