Oxford · £15,000 – £25,000 · very high cost city
Savings rate in Oxford on £15,000 – £25,000 — are you on track?
Earning £15,000 – £25,000 in Oxford? Based on ONS Living Costs & Food Survey FYE2024, people at this income level in United Kingdom typically save around 3% of gross income. Enter your actual costs below to see how you compare.
Pre-set for Oxford · £15,000 – £25,000 — adjust to your situation
What 3% savings means in Oxford
Using ONS Living Costs & Food Survey FYE2024, people earning £15,000 – £25,000 in United Kingdom save around 3% of gross income on average. In Oxford — a very high cost city — housing costs typically run 8–23% of income, which can significantly compress savings even at this income level.
Minimum
8%
floor — not building
Expected
16%
mid-income benchmark
Strong
32%
top tier
Source: ONS Living Costs & Food Survey FYE2024. Benchmarks shown for mid-income earners in United Kingdom.
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