Phoenix · $200,000+ · high cost city
Savings rate in Phoenix on $200,000+ — are you on track?
Earning $200,000+ in Phoenix? Based on BLS Consumer Expenditure Survey 2023, people at this income level in United States typically save around 39% of gross income. Enter your actual costs below to see how you compare.
Pre-set for Phoenix · $200,000+ — adjust to your situation
What 39% savings means in Phoenix
Using BLS Consumer Expenditure Survey 2023, people earning $200,000+ in United States save around 39% of gross income on average. In Phoenix — a high cost city — housing costs typically run 7–20% of income, which puts real pressure on savings at lower income bands.
Minimum
7%
floor — not building
Expected
12%
mid-income benchmark
Strong
26%
top tier
Source: BLS Consumer Expenditure Survey 2023. Benchmarks shown for mid-income earners in United States.
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