Sydney · A$95,000 – A$130,000 · very high cost city
Savings rate in Sydney on A$95,000 – A$130,000 — are you on track?
Earning A$95,000 – A$130,000 in Sydney? Based on ABS Household Expenditure Survey 2022/23, people at this income level in Australia typically save around 13% of gross income. Enter your actual costs below to see how you compare.
Pre-set for Sydney · A$95,000 – A$130,000 — adjust to your situation
What 13% savings means in Sydney
Using ABS Household Expenditure Survey 2022/23, people earning A$95,000 – A$130,000 in Australia save around 13% of gross income on average. In Sydney — a very high cost city — housing costs typically run 4–13% of income, which can significantly compress savings even at this income level.
Minimum
4%
floor — not building
Expected
8%
mid-income benchmark
Strong
19%
top tier
Source: ABS Household Expenditure Survey 2022/23. Benchmarks shown for mid-income earners in Australia.
Also in the Verdict suite