Savings rate in Utrecht — are you on track?
Utrecht is a high cost city. Utrecht rents average €1,500/month — high demand from students and professionals seeking an Amsterdam alternative. Utrecht earners face rising costs relative to wages; mid-income savings benchmarks are achievable but require discipline.
Median rent
€1,500/mo
Utrecht 2022
Typical other costs
€1,100/mo
excl. housing
Savings benchmark
10–18%
mid-income EUR
Pre-set for Utrecht — adjust to your situation
What a good savings rate looks like in Utrecht
Using data from CBS Household Budget Survey 2022, people at mid-range incomes in Netherlands typically save between 10–18% of gross income. In a high cost city like Utrecht, housing costs can compress that meaningfully — especially for renters.
Source: CBS Household Budget Survey 2022. Benchmarks shown for mid-income earners in Netherlands.
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