Amsterdam · €37,000 – €52,000 · very high cost city

Savings rate in Amsterdam on €37,000 – €52,000 are you on track?

Earning €37,000 – €52,000 in Amsterdam? Based on CBS Household Budget Survey 2022, people at this income level in Netherlands typically save around 14% of gross income. Enter your actual costs below to see how you compare.

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Pre-set for Amsterdam · €37,000 – €52,000 — adjust to your situation

Country
€44,500
€10,000€155,000€300,000+
€1,800/mo
€0€4,000€8,000+

Food, transport, subscriptions, going out — everything except rent

€1,450/mo
€0€3,150€6,300+

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What 14% savings means in Amsterdam

Using CBS Household Budget Survey 2022, people earning €37,000 – €52,000 in Netherlands save around 14% of gross income on average. In Amsterdam — a very high cost city — housing costs typically run 10–18% of income, which can significantly compress savings even at this income level.

Minimum
10%
floor — not building
Expected
14%
mid-income benchmark
Strong
24%
top tier

Source: CBS Household Budget Survey 2022. Benchmarks shown for mid-income earners in Netherlands.