Auckland · NZ$25,000 – NZ$40,000 · very high cost city
Savings rate in Auckland on NZ$25,000 – NZ$40,000 — are you on track?
Earning NZ$25,000 – NZ$40,000 in Auckland? Based on Stats NZ Household Economic Survey 2023, people at this income level in New Zealand typically save around 2% of gross income. Enter your actual costs below to see how you compare.
Pre-set for Auckland · NZ$25,000 – NZ$40,000 — adjust to your situation
What 2% savings means in Auckland
Using Stats NZ Household Economic Survey 2023, people earning NZ$25,000 – NZ$40,000 in New Zealand save around 2% of gross income on average. In Auckland — a very high cost city — housing costs typically run 5–14% of income, which can significantly compress savings even at this income level.
Minimum
5%
floor — not building
Expected
9%
mid-income benchmark
Strong
20%
top tier
Source: Stats NZ Household Economic Survey 2023. Benchmarks shown for mid-income earners in New Zealand.
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