Lisbon · €40,000 – €60,000 · high cost city
Savings rate in Lisbon on €40,000 – €60,000 — are you on track?
Earning €40,000 – €60,000 in Lisbon? Based on INE Portugal HBS 2022/23, people at this income level in Portugal typically save around 20% of gross income. Enter your actual costs below to see how you compare.
Pre-set for Lisbon · €40,000 – €60,000 — adjust to your situation
What 20% savings means in Lisbon
Using INE Portugal HBS 2022/23, people earning €40,000 – €60,000 in Portugal save around 20% of gross income on average. In Lisbon — a high cost city — housing costs typically run 5–14% of income, which puts real pressure on savings at lower income bands.
Minimum
5%
floor — not building
Expected
9%
mid-income benchmark
Strong
20%
top tier
Source: INE Portugal HBS 2022/23. Benchmarks shown for mid-income earners in Portugal.
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