Madrid · €10,000 – €18,000 · high cost city
Savings rate in Madrid on €10,000 – €18,000 — are you on track?
Earning €10,000 – €18,000 in Madrid? Based on INE Encuesta de Presupuestos Familiares 2022, people at this income level in Spain typically save around 3% of gross income. Enter your actual costs below to see how you compare.
Pre-set for Madrid · €10,000 – €18,000 — adjust to your situation
What 3% savings means in Madrid
Using INE Encuesta de Presupuestos Familiares 2022, people earning €10,000 – €18,000 in Spain save around 3% of gross income on average. In Madrid — a high cost city — housing costs typically run 6–14% of income, which puts real pressure on savings at lower income bands.
Minimum
6%
floor — not building
Expected
10%
mid-income benchmark
Strong
20%
top tier
Source: INE Encuesta de Presupuestos Familiares 2022. Benchmarks shown for mid-income earners in Spain.
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