Wellington · NZ$80,000 – NZ$110,000 · high cost city

Savings rate in Wellington on NZ$80,000 – NZ$110,000 are you on track?

Earning NZ$80,000 – NZ$110,000 in Wellington? Based on Stats NZ Household Economic Survey 2023, people at this income level in New Zealand typically save around 14% of gross income. Enter your actual costs below to see how you compare.

Compare income brackets:32k49k69k95k132k187k280k

Pre-set for Wellington · NZ$80,000 – NZ$110,000 — adjust to your situation

Country
NZ$95,000
NZ$15,000NZ$232,500NZ$450,000+
NZ$1,900/mo
NZ$0NZ$4,000NZ$8,000+

Food, transport, subscriptions, going out — everything except rent

NZ$2,100/mo
NZ$0NZ$4,500NZ$9,000+

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What 14% savings means in Wellington

Using Stats NZ Household Economic Survey 2023, people earning NZ$80,000 – NZ$110,000 in New Zealand save around 14% of gross income on average. In Wellington — a high cost city — housing costs typically run 5–14% of income, which puts real pressure on savings at lower income bands.

Minimum
5%
floor — not building
Expected
9%
mid-income benchmark
Strong
20%
top tier

Source: Stats NZ Household Economic Survey 2023. Benchmarks shown for mid-income earners in New Zealand.