Milan · €18,000 – €26,000 · high cost city

Savings rate in Milan on €18,000 – €26,000 are you on track?

Earning €18,000 – €26,000 in Milan? Based on Istat HBS 2022, people at this income level in Italy typically save around 4% of gross income. Enter your actual costs below to see how you compare.

Compare income brackets:14k22k31k43k61k91k145k

Pre-set for Milan · €18,000 – €26,000 — adjust to your situation

Country
€22,000
€8,000€104,000€200,000+
€1,600/mo
€0€2,500€5,000+

Food, transport, subscriptions, going out — everything except rent

€1,100/mo
€0€2,250€4,500+

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What 4% savings means in Milan

Using Istat HBS 2022, people earning €18,000 – €26,000 in Italy save around 4% of gross income on average. In Milan — a high cost city — housing costs typically run 4–13% of income, which puts real pressure on savings at lower income bands.

Minimum
4%
floor — not building
Expected
8%
mid-income benchmark
Strong
20%
top tier

Source: Istat HBS 2022. Benchmarks shown for mid-income earners in Italy.